Empresas Públicas de Medellín (Public Enterprises of Medellín, EPM) is a utility company offering energy and water services based in Medellín, Colombia’s second largest with 2.7 million inhabitants. EPM also has a telecommunications company, grouped under the UNE brand.
Agrofinanzas is a specialized, non-deposit taking financial institution called a Sociedad Financiera de Objeto Limitado or Sofol on-lending to farmers and rural companies in Mexico. As a sofol, Agrofinanzas is regulated and supervised by the Mexican Banking and Securities Commission. The company was created in 2005 when the Esteve family, majority shareholders in ECOM, an international soft commodity trader, decided to spin off the supplier financing division of ECOM’s Mexican subsidiary, Agroindustrias Unidas de Mexico S.A. de C.V. (AMSA).
DineroMail is an e-commerce payments processor that facilitates electronic payments between businesses and customers. Founded in 2004 by entrepreneurs Alejandro Estrada and Alex Oxenford, DineroMail is incorporated in Delaware in the United States. The company operates in Argentina, Brazil, Chile, Mexico, and Colombia. As of February 2011, Naspers held a 79.71% equity stake. Other shareholders include IFC (14.31%) and DineroMail’s founders (6%).
For more information refer to the IFC website www1.ifc.org